Real Estate Investment Loans: Fuel Your Growth With Smart Capital

June 20, 2025

Commercial Real Estate Investment, DCSR Loans, investment property lenders, Knowledge Center, Multifamily Real Estate Investments, Real Estate Investments Guides

What Are Real Estate Investment Loans?

Real estate investment loans are financing products explicitly intended for non-owner-occupied properties—meaning properties you purchase to generate income through rent or resale.

Unlike traditional home mortgages, which focus on personal income and credit history, investment loans are often evaluated based on:

The income potential of the property
The borrower’s investment experience
The property’s appraised value or after-repair value (ARV)

These loans are ideal for:

Rental property purchases
Fix-and-flip deals
Cash-out refinancing
Bridge loans
New construction financing

How Our Real Estate Investment Loans Work

We simplify financing by offering a direct pipeline to private lenders, institutional capital providers, and hard money lenders. These are not conventional bank loans—they’re business-purpose loans designed with investor needs in mind.

Loan Features:

Loan amounts up to $50M+
No personal income or tax return required
Close in as little as 7–10 days
LLC, Corp, and personal borrower options
Nationwide availability in business-permissible states

Whether you’re buying your first investment property or refinancing a full portfolio, our approach cuts the red tape and puts your capital to work—fast.

Types of Real Estate Investment Loans We Offer

1. Rental Property Loans (DSCR Loans)

Ideal for buy-and-hold investors seeking long-term financing. Based on the Debt Service Coverage Ratio (DSCR) of the rental income vs. loan payment—not your personal income.

Features:

Up to 80% LTV
30-year fixed or ARM
DSCR as low as 0.75
Great for refinancing rental properties

2. Fix-and-Flip Loans

Short-term loans for purchasing and renovating properties to sell for profit.

Features:

Up to 90% of purchase / 75% ARV
6 to 18-month terms
Interest-only payments
Fast draws for renovations

3. Cash-Out Refinance Loans

Tap into the equity of your current investment property to fund future deals or improve existing ones.

Features:

Competitive rates
Fast approvals
No seasoning required
Great for growth-minded investors

Where We Operate

We offer real estate investment loans in most U.S. states and are exempt from licensing in:

AK, AL, AR, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NE, NH, NM, OH, OK, PA, RI, SC, TN, TX, VA, WA, WI, WV, WY.

Our streamlined process allows us to close fast and efficiently in nearly every major investment market.

Who We Help

Our loan programs are designed for a range of real estate investors:

First-time landlords
Fix-and-flip entrepreneurs
Multi-family and portfolio investors
LLCs and corporate entities
Experienced real estate developers

Regardless of your strategy, our goal is to support your vision.

Why Investors Choose Us

At Investment Property Loan Exchange, we remove the barriers to capital. Here’s what makes our process stand out:

Speed
Time kills deals. We get you approved and funded quickly.

No Income Verification
No need for W2s, pay stubs, or personal tax returns.

Trusted Lender Network
Work with vetted lenders offering competitive rates and terms.

Flexible Terms
Short-term or long-term—customized to your investment strategy.

Ready to Fund Your Next Investment?

With our real estate investment loans, your next big deal doesn’t need to wait for a slow bank approval. Whether you’re scaling your rental portfolio, flipping homes, or tapping into equity, we’re here to help.

Apply Online
Visit https://investmentpropertyloanexchange.com to submit your pre-qualification—no hard credit pull required.