Home Office Real Estate loan rates

Featured rates on our network

Bank Lender

8.5% – 10.5%

Bank Lender
Owner Occupied

8.5% – 10.5%

Private Lender
Property Income Based

10.0% – 14.99%

SBA 504

8.5% – 12.5%

SBA 7(a)

9.5% – 10.5%

Private Lender
Bank Statement

9.0% – 11.99%

Private Lender
Hard Money Bridge

10.0% – 13.99%

Private Lender
Rehab or Restabilization Bridge

10.0% – 13.99%

Explore our Rental Mortgage Loan Options:

  1. Bank Lender(Investor): Perfectly suited for astute investors eager to harness the latent potential of the office real estate market. Revel in the advantage of competitive interest rates and terms that tilt in your favor.
  1. Bank Lender(Owner Occupied): Designed with those who intend to immerse themselves in the office property's space. This financial solution acknowledges and accommodates the symbiotic relationship between ownership and business operations.
  1. Private Lender(Property Income Based): Leverage your office property's innate capacity to generate income. This loan category places a strategic spotlight on the property's revenue-generating capabilities.
  1. SBA 504: An offering from the Small Business Administration meticulously crafted to foster economic growth. Gain access to office properties with a reduced down payment and terms designed to be advantageous.
  1. SBA 7(a): Another remarkable contribution from the Small Business Administration, tailored to a wider spectrum of business requirements. Secure financing for your office investment while benefiting from the backing of government support.
  1. Private Lender Bank Statement: Streamlined financing designed to simplify the investor's journey. Here, bank statements emerge as the primary reference point, diminishing the need for exhaustive traditional documentation.
  1. Private Lender(Hard Money Bridge): Swift and short term rental loans to bridge critical gaps in your investment trajectory. The flexibility offered by this option proves invaluable, especially when timing is of the essence.
  1. Private Lender(Rehab or Restabilization Bridge): Envision a transformation of outdated office spaces into contemporary marvels. This specialized loan serves as a conduit for property revitalization and enhancements, enabling you to modernize and maximize your investment.

Find the right Rental Property Rates for You

Are you ready to embark on a journey into the world of office real estate investments? At LoanBidz, we understand that office investments present a realm of possibilities with the potential for immense financial gains. Let's explore what makes office real estate investments a compelling vehicle and how LoanBidz can guide you toward securing the perfect office loan tailored to your goals.

Office properties, in their many forms - from towering skyscrapers to stylish business complexes - constitute a significant component of the commercial real estate landscape. Their enduring appeal arises from their potential to yield substantial long-term returns. Office spaces are essential hubs for businesses, serving as spaces for productivity, collaboration, and innovation. These properties hold intrinsic value due to their location, facilities, and capacity to generate rental income.

They are typically divided into three categories-Class A, B, and C.

Class A: Representing the pinnacle of office spaces, Class A buildings boast prime locations, exceptional design, high-quality finishes, and advanced technology. They cater to prestigious businesses and command premium rents.

Class B: These buildings offer a balance between quality and affordability. While not as luxurious as Class A, they provide functional spaces, often in good locations, making them attractive to many businesses.

Class C: Characterized by functional but basic amenities and older infrastructure, Class C buildings are budget-friendly options that may require renovations. They cater to businesses seeking economical office space.

Why should you consider investing in office real estate?

There are many possible reasons. Foremost, these properties offer the promise of consistent rental income, providing you with a steady stream of revenue. Moreover, office properties tend to appreciate in value over time, ensuring the growth of your investment portfolio. Diversification is another key advantage. Adding office real estate to your investment mix reduces risk and creates a balanced portfolio.

Lastly, the potential tax benefits and deductions available to commercial property investors further enhance the allure of office investments.
If you're considering a loan to buy rental property, office real estate can be a highly rewarding option

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How to Get the Most from Your Office Real Estate Investment

Embarking on the path of office real estate investments entails more than just acquiring properties. It demands a strategic and comprehensive approach that goes beyond the surface, aiming to unravel the untapped potential within each investment. As you venture into this realm, understanding the influential factors becomes pivotal, acting as the linchpin for maximizing returns and making the most out of your investments.

  1. Strategic Location and Accessibility: In the world of office real estate, the age-old adage "location, location, location" holds unparalleled significance. The proximity to major business districts, transport hubs, and amenities directly influences demand and rental rates. Choosing areas poised for growth and accessibility ensures a steady flow of tenant interest and the possibility of commanding premium lease rates.
  1. Property Condition and Aesthetics: Your office property's visual appeal and condition can significantly influence and sway potential tenants. Modern, well-maintained spaces with efficient layouts attract high-quality tenants willing to invest in a premium experience. Regular maintenance and timely renovations maintain your property's competitive edge.
  1. Market Trends and Tenant Demand: Staying attuned to market trends is a cornerstone of successful office investments. Understanding the ebb and flow of supply and demand, emerging business trends, and the competitive landscape empowers you to make informed investment decisions. Adapting your property to cater to evolving tenant needs ensures long-term occupancy and financial stability.
  1. Balanced Lease Agreements and Tenant Relations: Crafting lease agreements that harmonize the interests of both parties requires finesse. Favorable lease terms and tenant relationships built on transparent communication contribute to stable income streams and tenant retention, thus safeguarding your investment's profitability.
  1. Economic Indicators and Planning: Vigilance regarding economic indicators such as interest rates, inflation, and local economic conditions is paramount. These factors possess the potential to sway rental rates, property values, and the overall viability of your investment.

This journey is not one you have to undertake alone. LoanBidz is your partner in navigating the complex landscape of real estate investments. Beyond connecting you with tailored financing solutions, including finding the right business loan for rental property, we provide the insights and strategies that elevate your investment endeavors. Our expertise and market knowledge serve as beacons, lighting the way toward successful office real estate investments that propel you to new heights of achievement.

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What Our Client Says


Peaches Drummond

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This was a seamiessly done transaction and Ive appreciated the work done by both Rachel and Weston ever so much!


ED Mwangi

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Rachel and Dylan are awesome to work with, doesn't get any better than those two, they follow up with the file regularly until closing... can't wait to do the next deal


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A.J. and Rachel went to it full extent as professionals they communicated with me on everything from start to the end I would recommend them to any of my investors or in business partners


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My agents were very professional and supportive in a very stressful situation. I thank them for their persistence and patience with me.


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Dylan and Rachel were fantastic. Dylan vetted the loan and got me approved where others failed.
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Cole Booth, Rachel and his team did an outstanding job. I've dealt with many lenders in the past. I found the communication and availability to be exceptional. I will be using your services in the very near future. Thank you