Episode 13

How to Know If Short Term vs Long Term Financing Fits Your Deal

27 min
How to Know If Short Term vs Long Term Financing Fits Your Deal

In this episode of The Deal Vault, Sarah and Greg break down one of the most common financing decisions real estate investors face: whether to use a short-term bridge loan or long-term DSCR debt for their next rental property. They walk through real deal scenarios, ARV math, and the logic behind matching your financing to your actual investing strategy.

Listen Now

Listen to the Episode

Listen on:

Watch the Episode

Full Episode Transcript

In this episode of The Deal Vault, Sarah and Greg break down one of the most common financing decisions real estate investors face: whether to use a short-term bridge loan or long-term DSCR debt for their next rental property. They walk through real deal scenarios, ARV math, and the logic behind matching your financing to your actual investing strategy.

 

Whether you’re a buy-and-hold investor eyeing a beat-up property or a long-term landlord sitting on equity you haven’t tapped, this episode makes the bridge loan vs. DSCR decision much clearer. If you’ve ever picked a loan product without fully running the numbers, this one is for you.

 

Who This Episode Is For:

• Buy-and-hold rental investors deciding between bridge and DSCR financing on an acquisition
• Investors considering a light rehab who aren’t sure if the scope warrants short-term financing
• Long-term landlords sitting on equity who don’t want to give up a low rate but need capital
• New investors unfamiliar with how bridge loans work and when the higher rate is worth it
• Anyone who has financed a renovation out of pocket and wants to understand what they left on the table

More Episodes

View All Episodes

Episode 30

Why Trust Is the First Thing Investors Look for in a Lending Partner

16 min

In this episode of The Deal Vault, Greg and the LoanBidz team take the podcast on the road to BiggerPockets Conference 2026 in Orlando, their fourth year attending and sponsoring the event. Instead of a typical sit down, they walk the floor and ask real estate investors, including borrowers they’ve worked with, two simple questions.

Episode 29

Why Aimless Relentlessness Can Slow Your Deal Down

34 min

In this episode of The Deal Vault, Greg closes out the podcast's five-part Core Values series by sitting down with Dylan from the LoanBidz team to tackle the final value: Relentless Execution.

Episode 28

What Separates a Service Provider From a True Partner in Business

25 min

In this episode of The Deal Vault, Greg sits down with AJ Exner, LoanBidz's Account Executive Team Lead, to continue their series unpacking the company's five core values, this time landing on Trusted Partner. They trade real stories about spotting dishonesty, from small lies to full blown "peacocking," and what it actually costs to do the right thing when it isn't the most profitable option.

Back to The Deal Vault Podcast