Episode 13

How to Know If Short Term vs Long Term Financing Fits Your Deal

27 min
How to Know If Short Term vs Long Term Financing Fits Your Deal

In this episode of The Deal Vault, Sarah and Greg break down one of the most common financing decisions real estate investors face: whether to use a short-term bridge loan or long-term DSCR debt for their next rental property. They walk through real deal scenarios, ARV math, and the logic behind matching your financing to your actual investing strategy.

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Full Episode Transcript

In this episode of The Deal Vault, Sarah and Greg break down one of the most common financing decisions real estate investors face: whether to use a short-term bridge loan or long-term DSCR debt for their next rental property. They walk through real deal scenarios, ARV math, and the logic behind matching your financing to your actual investing strategy.

 

Whether you’re a buy-and-hold investor eyeing a beat-up property or a long-term landlord sitting on equity you haven’t tapped, this episode makes the bridge loan vs. DSCR decision much clearer. If you’ve ever picked a loan product without fully running the numbers, this one is for you.

 

Who This Episode Is For:

• Buy-and-hold rental investors deciding between bridge and DSCR financing on an acquisition
• Investors considering a light rehab who aren’t sure if the scope warrants short-term financing
• Long-term landlords sitting on equity who don’t want to give up a low rate but need capital
• New investors unfamiliar with how bridge loans work and when the higher rate is worth it
• Anyone who has financed a renovation out of pocket and wants to understand what they left on the table

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